For now, benefit is non-negotiable. A member will be paid the benefit specified at death on the basis where the member dies and had chosen to be buried. However, when LECDALIFE gets to 10,000 members, there will be flat benefit for all its members.

Enrollment is through affiliated groups and the decision of who can enroll or not should be based on the internal regulations of the group. It is recommended for groups to encourage families to enroll all its members, even if only one member belongs to the group.

Payment of death benefit is made to the next-of-kin or designee and the intent is to help cover the funeral cost. However, LECDA-LIFE does not insist on how the money will be used by the beneficiary.

Individuals can enroll only through an affiliated group. If you live in a state/city/town without a group, consider recruiting 20 members for the sole purpose of enrolling in LECDA-LIFE. The administrators and administrative assistant will be happy to help you form your group and enrolling your group members in LECDA-LIFE.

Names as in official documents, date of birth, and USA address. What documents are needed in order to claim benefits form. 

Death Certificate, next-of-kin, proof of USA residency for death outside USA only, a photo of the decease member, and evidence of family decision where the member will be buried.

Enrollment window will be the 20th to the 28th of every month.